1. Basic Information
- Word: 取款
- Pinyin: qǔ kuǎn
- Literal Meaning: "取" (take) + "款" (money) → "take money"
- Primary Meaning: To withdraw money (from a bank or ATM).
2. In-depth Explanation
Context and Usage
"取款" is a common term used in financial contexts, specifically referring to the action of withdrawing money from a bank account, either at a bank counter or through an ATM. It is a neutral and formal term, suitable for both spoken and written Chinese.
- Nuances:
- While "取款" is general, other related terms include:
- 提款 (tí kuǎn) – Also means "withdraw money," often interchangeable with "取款."
- 取钱 (qǔ qián) – A more colloquial way to say "take out money."
Character Breakdown
- 取 (qǔ): Means "to take" or "to fetch."
- 款 (kuǎn): Refers to "money" or "funds" in this context (can also mean "clause" or "item" in other contexts).
Together, they form "取款," meaning "to withdraw money."
3. Example Sentences
-
Chinese: 我需要去银行取款。
Pinyin: Wǒ xūyào qù yínháng qǔ kuǎn.
English: I need to go to the bank to withdraw money. -
Chinese: 这台ATM机可以取款吗？
Pinyin: Zhè tái ATM jī kěyǐ qǔ kuǎn ma?
English: Can this ATM withdraw money? -
Chinese: 每天取款有限额吗？
Pinyin: Měi tiān qǔ kuǎn yǒu xiàn’é ma?
English: Is there a daily withdrawal limit?
Cultural Notes
- In China, mobile payments (like WeChat Pay and Alipay) are extremely popular, reducing the need for frequent cash withdrawals. However, "取款" remains essential for larger transactions or when cash is needed.
- Some banks may charge fees for ATM withdrawals, especially if using a different bank’s ATM.
Conclusion
"取款" (qǔ kuǎn) means "to withdraw money" and is a key term for banking in Chinese. Remember:
- 取 (qǔ) = take
- 款 (kuǎn) = money
Use it when talking about getting cash from a bank or ATM!
Sources and Further Reading
Dictionary links are provided for independent reference. Example sentences and learning notes on this page are educational explanations rather than dictionary quotations.
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